Federal Reserve Maintains Interest Rates Amid Crypto Calm

Key Points:
  • Federal Reserve keeps rates unchanged, neutral stance taken.
  • Crypto community expects minor market effects.
  • Financial stability maintained; future adjustments possible.

Jerome Powell announced that the Federal Reserve’s federal funds rate will remain unchanged during the post-FOMC press conference on January 28, 2026.

The decision affects crypto markets as it maintains economic stability, prompting traders to anticipate minimal immediate impacts on Bitcoin  BTC -2.28% and Ethereum  ETH -3.25% prices.

Federal Reserve Chair Jerome Powell announced a decision to maintain the current federal funds rate target. This decision is credited to strong economic growth, displayed by stable job gains and an inflation rate at 2.9% year-on-year.

Jerome Powell referenced a neutral policy position, noting the halting of previous rate cuts totaling 75 basis points. The decision faced dissent from FOMC members advocating for further rate reductions.

Immediate effects on the market are minimal, with traders seeing little immediate impact on cryptocurrency prices. However, the decision is seen as solidifying financial stability and retaining the current economic expansion pace.

While markets remain relatively unchanged, analysts observe that the Federal Reserve’s stance could influence future monetary policies. As a result, businesses and governments are expected to continue with caution regarding financial planning.

The absence of rate change signals a cautious approach by the Federal Reserve. Cryptocurrencies possibly remain stable, given the market’s current expectations.

Historically, such decisions can predict future rate adjustments and policies. Analysts will study these trends to anticipate the impact on both traditional and crypto markets, using economic data to make informed forecasts.

“Having lowered our policy rate by 75 basis points… bringing it within a range of plausible estimates of neutral.” – Jerome Powell, Chair, Federal Reserve

Samay Kapoor

Samay Kapoor is a seasoned crypto journalist with over 10 years of experience in finance, blockchain, and digital innovation. For Samay, crypto is more than markets; it is a story about how technology changes people’s lives. Covering blockchain breakthroughs, NFT culture, and metaverse frontiers, she writes to spark curiosity and build understanding. At TokenTopNews, her articles blend sharp reporting with narrative storytelling, helping readers move beyond headlines to see the full picture of Web3’s evolution.