Pakistan Explores Rupee-Backed Stablecoin Initiative

Key Points:
  • Pakistan considers a rupee-backed stablecoin to boost digital finance.
  • Potential economic opportunity cost estimated at $25 billion.
  • World Bank and IMF support prototype development.

Pakistan explores issuing a rupee-backed stablecoin with strong support from top financial leaders, including Zafar Masud and Faisal Mazhar, highlighting potential economic opportunities nationwide.

The initiative signifies a pivotal step for Pakistan’s economy, potentially addressing regulatory gaps and unlocking significant digital asset market opportunities, with no immediate market reactions reported.

Pakistan is exploring the issuance of a rupee-backed stablecoin. This move is confirmed by financial leaders and supported by the State Bank of Pakistan. The initiative aims to leverage digital assets to boost economic opportunities.

Key figures including Zafar Masud and Faisal Mazhar are heavily involved. Actions include engaging with the World Bank and IMF to develop a central bank digital currency.

“Delays in digital asset regulation could result in the loss of up to $25 billion in economic development opportunities.” – Zafar Masud, Chairman, Pakistan Banks’ Association.
Economic benefits are a focal point.

A rupee-backed stablecoin could influence both domestic financial ecosystems and international remittances. The plan emphasizes a structured pilot before a full launch, reflecting a methodical approach to digital adoption.

The engagement with international financial bodies underscores the political and economic significance of this initiative. Regulatory frameworks remain under development, highlighting the nascent stage of the project.

Comparison with Nigeria’s eNaira and India’s Digital Rupee shows possible outcomes. These cases illustrate initial challenges, including technical friction, yet indicate potential long-term benefits in digitization and inclusion.

The proposed stablecoin’s impact hinges on subsequent regulatory developments and technological adoption. Historical trends suggest that financial inclusion and payment efficiency may evolve through successful implementation, supported by strong international collaboration.

Otto Bergmanr

Otte Bergmar is a crypto journalist covering Scandinavian and European blockchain markets, with a focus on decentralisation, privacy, and the AI–crypto interface. He reports on Web3 startups, market structure, and EU policy; from licensing regimes to consumer protection and cross-border compliance. At TokenTopNews, Otte transforms policy drafts, regulatory disclosures, and on-chain data into actionable, decision-ready insights, helping readers understand how regulation influences blockchain adoption across Europe.