Poland’s Lower House Reapproves Crypto Law, Sends to Senate

Key Points:
  • Poland’s Sejm passed unchanged crypto law, sending it to Senate.
  • President Nawrocki opposed the bill citing overregulation risks.
  • Impact includes potential market and innovation suppression in Poland.

Poland’s lower house voted again to approve a crypto law on Thursday, forwarding the previously vetoed version to the Senate.

This decision highlights ongoing tensions between regulatory control and investment freedoms, potentially impacting the digital asset landscape and compliance obligations in Europe.

Poland’s lower house has approved the crypto law for a second time and sent it to the Senate. The resubmitted version of the bill had previously been vetoed by President Karol Nawrocki last December.

The main stakeholders in this decision include President Nawrocki, who previously vetoed the bill, and Prime Minister Donald Tusk, who supports the bill. The legislation aligns with EU MiCA regulations but raises concerns over potential overregulation.

The law could dramatically affect local and international businesses by increasing compliance costs. Critics, including opposition politician Tomasz Mentzen, argue that the bill could stifle innovation and limit user freedoms in the crypto sector.

“I vetoed the bill due to threats to freedoms, vague terms, excessive regulation, high compliance costs, and risks to small businesses.” — Karol Nawrocki, President of Poland

The political implications are significant, with the government emphasizing the bill’s role in combating money laundering and increasing market stability. However, there is widespread criticism regarding a lack of adaptation to expert feedback.

A failure to pass the crypto bill could result in Poland missing out on domestic licensing under MiCA by 2026. The regulatory landscape continues to evolve, with possible long-term impacts on Poland’s digital asset market competitiveness.

Analysts suggest potential constraints on technological and financial development if the law suppresses market innovation. International firms may reconsider entries due to the new regulatory environment, which could affect future investments in the sector.

Otto Bergmanr

Otte Bergmar is a crypto journalist covering Scandinavian and European blockchain markets, with a focus on decentralisation, privacy, and the AI–crypto interface. He reports on Web3 startups, market structure, and EU policy; from licensing regimes to consumer protection and cross-border compliance. At TokenTopNews, Otte transforms policy drafts, regulatory disclosures, and on-chain data into actionable, decision-ready insights, helping readers understand how regulation influences blockchain adoption across Europe.