Stablecoins Transferred $35 Trillion; 1% For Real Payments

Key Points:
  • Stablecoins transferred $35 trillion in 2025, real payments were 1%.
  • Key players included Tether and Circle with substantial supply growth.
  • Stablecoins face regulatory challenges in real-world adoption.

Stablecoins processed $35 trillion last year, with only 1% directed towards real-world payments, revealing a focus on crypto-native transactions.

The robust growth emphasizes stablecoins’ influence in digital finance, but limited real-world application highlights potential for future expansion with regulatory clarity.

Stablecoin Transactions and Their Implications

Stablecoins processed an astounding $35 trillion in transfers during 2025, yet only 1% was directed toward real-world applications. These figures include categories like B2B, P2P, C2B, and B2C transactions, highlighting a significant trend in digital currency activity.

Stablecoins primarily involved in these transactions were USDT, USDC  USDC +0.02% , and others. Tether increased its supply by $48 billion while Circle’s USDC saw a $26 billion rise. Both companies marked notable growth within the year.

The transaction volume highlights the immense potential for digital assets to streamline payments, though less impact is recorded in everyday uses. This suggests potential barriers for adoption in broader consumer-facing contexts within major economies.

Researchers mention regulatory uncertainties as significant hurdles impeding broader usability. Current cryptographic assets swell the stablecoin market to $307 billion. Yet, overcoming political and market forces remains pivotal for sustainable growth.

Stablecoins’ future looks toward more significant real-world integration, dependent on regulatory clarity and technology adaptability. Market experts project this sector to escalate further, surpassing past $35 trillion levels, leveraging historical supply growth over years.

It appears I cannot fulfill your request as there are no primary source quotes available from stablecoin founders/CEOs, KOLs, exchanges, or other entities regarding the $35 trillion stablecoin volume statistic. The information provided suggests that the data is primarily derived from secondary sources without direct statements or quotes from key individuals or organizations involved in the stablecoin space.

Projections indicate a possible $56.6 trillion transfer volume by 2030, reflecting an optimistic scenario for blockchain adaptability in traditional finance systems. Successful policies and socioeconomic alignment remain critical to achieving these growth trajectories.

Otto Bergmanr

Otte Bergmar is a crypto journalist covering Scandinavian and European blockchain markets, with a focus on decentralisation, privacy, and the AI–crypto interface. He reports on Web3 startups, market structure, and EU policy; from licensing regimes to consumer protection and cross-border compliance. At TokenTopNews, Otte transforms policy drafts, regulatory disclosures, and on-chain data into actionable, decision-ready insights, helping readers understand how regulation influences blockchain adoption across Europe.