Bitcoin access widens as Cash App drops $2,000-buy fees

What changed: Cash App removes fees on over $2,000 and recurring buys

On Feb. 9, 2026, Cash App announced it will remove fees on large Bitcoin  BTC +0.00% purchases over $2,000 and on recurring Bitcoin buys for eligible customers, according to company press materials. The same update introduces clearer pricing and raises bitcoin withdrawal limits by as much as five-fold for those who qualify.

In practice, this means the effective purchase price on qualifying orders moves closer to the referenced market rate because add-on fees are eliminated. The company describes removal of both fees and the embedded spread on purchases above $2,000 and on Auto Invest, with availability varying by user and region.

Why it matters now and immediate impact for Cash App Bitcoin buyers

For frequent accumulators using recurring Bitcoin buys, eliminating fees materially lowers average cost per purchase. For larger ticket sizes, removing both fees and spreads on transactions over $2,000 reduces friction at the point of execution.

Institutional observers frame this as a functional test of bitcoin’s everyday utility rather than pure speculation. As reported by The Block, analysts at Mizuho view waived fees in related payments flows as a significant trial of whether usage can broaden beyond investing.

Some industry leaders welcomed the move after years of fee-based retail on-ramps. David Marcus, CEO of Lightspark and former PayPal executive, said the change is “amazing.”

At the time of this writing, Block, Inc., Cash App’s parent, traded near $57.40, based on data from Yahoo Scout. The market snapshot offers context only and does not reflect any recommendation or forecast.

Eligibility, limits, and how fee-free Bitcoin pricing works

The update applies to “eligible customers,” a designation that typically depends on account status, identity verification, and local availability. Rollout can differ by geography and compliance requirements.

Customers should expect that eligibility gates, such as KYC/AML checks and regional support, affect access to fee-free pricing and higher withdrawal bands. Availability may expand over time as implementation progresses.

Who qualifies: account verification and regional availability

Eligibility generally hinges on successful account verification and residence in supported regions. Users without full verification or outside supported jurisdictions may not see the new pricing immediately.

Where eligibility is confirmed, recurring Bitcoin buys and purchases above $2,000 are covered by the new structure. Access remains contingent on the same account and regional factors noted above.

Execution price, spreads, and updated withdrawal limits

For qualifying purchases over $2,000 and for Auto Invest, the company indicates both fees and spreads are removed, aligning execution more closely to the referenced market rate. For smaller scheduled buys, the company also signals reduced or removed spread-related costs where available.

Withdrawal capacity has been increased up to five times for eligible users under the same update. Practical outcomes will vary by user profile and jurisdiction.